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Guides and explainers on Chase 5/24, Amex lifetime rules, Citi 8/65, and all major bank application rules.
Chase 5/24 Rule: Complete Guide (2026)
Chase 5/24 rejects applications if you've opened 5+ cards in 24 months. Learn what counts, what doesn't, and how to check your status free.
Read more →Amex Lifetime Bonus Rule: Complete Guide (2026)
The Amex lifetime rule means you can only earn a welcome bonus on each card once per lifetime. Learn which cards are affected and how to check eligibility.
Read more →Citi 8/65 Rule: Complete Guide (2026)
The Citi 8/65 rule limits you to 1 Citi card every 8 days and 2 Citi cards every 65 days. Learn how to time your Citi applications correctly.
Read more →Bank of America 2/3/4 Rule: Complete Guide (2026)
The BoA 2/3/4 rule limits approvals to 2 cards in 30 days, 3 in 12 months, and 4 in 24 months. Learn how to maximize your BoA applications.
Read more →How to Check Your Chase 5/24 Status (Without Applying)
Check your Chase 5/24 count for free without a hard inquiry. Three methods that work in 2026, including a free online tracker.
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