About 524Tracker
Our Mission
Giving credit card enthusiasts the tools they deserve — free, neutral, and always up to date. Before 524Tracker, the only way to track your 5/24 count and bank rules was a spreadsheet or mental math. We built the tool we wished existed: a single dashboard that shows your eligibility across every major bank, automatically.
Who Built This
524Tracker was built by an experienced web developer passionate about personal finance optimization. Our team combines software engineering expertise with deep knowledge of credit card application strategies and bank-specific rules.
Editorial Policy
All bank rules documented on 524Tracker are verified against multiple sources:
- Official card issuer terms and conditions
- Community data points from r/churning and r/CreditCards
- Authoritative finance publications including Doctor of Credit
- Direct testing and community verification
We review all rules quarterly and update immediately when community data points indicate a change. Every rule page displays a “Last verified” date so you know how current the information is.
Affiliate Relationships
524Tracker earns revenue through credit card affiliate links and advertising. These relationships never influence how we document bank rules, calculate your 5/24 count, or present eligibility information. The tracker tool functions identically regardless of affiliate relationships.
Privacy by Design
We deliberately chose localStorage over server storage because your credit card application history is your business — not ours. Your tracker data never leaves your browser. There is no account to create, no data to breach, and no information to sell. See our Privacy Policy for details.
Contact
General inquiries: contact@524tracker.com
Rule corrections: contact@524tracker.com
Privacy inquiries: privacy@524tracker.com